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Frequently Asked Questions

 

What do I need to do before I think about purchasing a home?

Get your finances in order

Often when people are considering buying a home whether it be a first or another home, they believe they can just purchase one like buying a car. That is not usually the case. Here are some things you should know before buying a home.

Check with a lender to see what you qualify for.

You should know facts such as:
Annual Income
Amount of Cash you have/will need for a down payment*
Other Home Loans
Other Credit Card Balances
Other Loan Balances (Vehicles, etc.)
School Loans
Other factors affecting your income e.g. child support, tax payments.

**Note: Some time first home buyer loan programs do not require a down payment.
 

 

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